Checking

Southern Community checking accounts offer overdraft protection, online banking, telephone banking, debit cards, and a variety of other services for your added convenience and protection.

            

 

 

ME (Maximum Earnings) Banking

Checking for those who prefer e-banking, want a great rate of return, or both. Meet the required activity statement each cycle and receive:

• Premium interest rate on deposits up to $25,000
• Use any ATM from any bank nationwide with no fees
• Free Online Bill Pay
• No minimum daily balance
• No monthly maintenance fee
• Requirements:
  • Receive an e-Statement
  • Make ten debit card purchases per month
  • Have one direct deposit or automatic draft per month
  • Access online banking at least once per month

Preferred Money Market

Money Market accounts pay higher-than-average interest rates, with better rates for maintaining higher balances.    

• Make deposits as frequently as you want
• Up to six withdrawals each month at no charge (three by check)
• No maintenance fee with minimum daily balance of $1,000 or average daily balance of $2,000
• Get better rates of interest for maintaining higher balances

 

Classic Checking

Free checking backed by Southern Community’s exceptional service.
 

• Unlimited number of transactions each month
• No minimum daily balance
• No monthly maintenance fee

 

Performance Plus Checking

The account for those who want all the extras and great service, too.

• Interest paid on $1,000 balance or higher
• No monthly maintenance fee if minimum balance is maintained
• Free special checks
• Free safe deposit box
• Free Online Bill Pay
• Special rates on CDs, loans, and lines of credit

Community 50 Plus Checking

 A special account for those 50 or older.

• Interest paid on $1,000 balance or higher
• No monthly maintenance fee 
• Free safe deposit box
• Special rates on CDs 
• No-fee Travelers and Cashiers Checks
• Credit Card with no annual fee 

 

Talk with an ACE today about making a hassle-free switch to Southern Community!

 

*Annual Percentage Yield is accurate as of 7/21/2009. Rates are guaranteed through January 31, 2010 with a personal or business checking account. Without a checking account and after January 31, 2010, rates are subject to change at any time and without notice.  Limited time offer. Fees may affect earnings. Contact us for rates available without a personal checking account.